The best Xero alternatives in 2026
Xero is a solid accounting & finance tool, but it isn't the only option. Here are the 3 best alternatives, compared on pricing and who they're for. Looking at Xero itself? See our Xero overview.
| Tool | Pricing | Best for | |
|---|---|---|---|
| QuickBooks | Paid | US small businesses that want the most-supported accounting tool | Try → |
| FreshBooks | Paid | freelancers and service businesses focused on invoicing | Try → |
| Wave | Free | solo and very small businesses on a tight budget | Try → |
Q
QuickBooks
Accounting & Finance
The most widely used small-business accounting software. Invoicing, expenses, payroll add-ons and accountant support.
F
FreshBooks
Accounting & Finance
Accounting built around invoicing and time tracking, aimed at freelancers and service businesses.
W
Wave
Accounting & Finance
Free accounting and invoicing for very small businesses. You pay only for payments and payroll add-ons.
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